RoninForge / Copilot AI Credits Calculator
Since June 1, 2026 every Copilot plan bills in AI credits: 1 credit = $0.01, consumed by tokens at per-model rates. Estimate what your real usage costs and whether your plan allowance covers it. Everything runs in your browser.
Rates verified against GitHub's official pricing table on 2026-06-10.
This usage exceeds the included allowance. Projected additional usage: $30.08/mo on top of the $10.00/mo subscription. You would need a budget of at least that amount at github.com/settings/billing/budgets, or a higher plan.
Included credits run out after about 6 working days at this pace.
Note: Anthropic models also bill cache writes ($3.75/1M tokens), which this estimate does not include. Real costs run slightly higher on cache-heavy sessions.
| Plan | Price | Base credits | Flex allotment | Total / month |
|---|---|---|---|---|
| Copilot Pro | $10.00/mo | 1,000 | 500 | 1,500 |
| Copilot Pro+ | $39.00/mo | 3,900 | 3,100 | 7,000 |
| Copilot Max | $100.00/mo | 10,000 | 10,000 | 20,000 |
| Copilot Business | $19.00/seat/mo | - | - | 1,900 |
| Copilot Enterprise | $39.00/seat/mo | - | - | 3,900 |
Business and Enterprise credits pool at the billing entity. Existing org customers get promotional amounts (3,000 / 7,000 per user) until September 1, 2026. Copilot Free and Student include an AI-credit allowance whose exact number GitHub has not published. Code completions stay unlimited on paid plans.
USD per 1 million tokens, default tier, as published by GitHub. These are the rates behind every credit your bill shows.
| Model | Vendor | Input | Cached | Output |
|---|---|---|---|---|
| GPT-5.5 | OpenAI | $5.00 | $0.500 | $30.00 |
| GPT-5.4 | OpenAI | $2.50 | $0.250 | $15.00 |
| GPT-5.4 mini | OpenAI | $0.75 | $0.075 | $4.50 |
| GPT-5.4 nano | OpenAI | $0.20 | $0.020 | $1.25 |
| GPT-5.3-Codex | OpenAI | $1.75 | $0.175 | $14.00 |
| GPT-5 mini | OpenAI | $0.25 | $0.025 | $2.00 |
| Claude Fable 5 | Anthropic | $10.00 | $1.000 | $50.00 |
| Claude Opus 4.8 | Anthropic | $5.00 | $0.500 | $25.00 |
| Claude Sonnet 4.6 | Anthropic | $3.00 | $0.300 | $15.00 |
| Claude Haiku 4.5 | Anthropic | $1.00 | $0.100 | $5.00 |
| Gemini 3.5 Flash | $1.50 | $0.150 | $9.00 | |
| Gemini 3.1 Propreview | $2.00 | $0.200 | $12.00 | |
| Gemini 2.5 Pro | $1.25 | $0.125 | $10.00 | |
| MAI-Code-1-Flash | Microsoft | $0.75 | $0.075 | $4.50 |
| Raptor minipreview | GitHub | $0.25 | $0.025 | $2.00 |
Anthropic models additionally bill cache writes (1.25x input). GPT-5.5, GPT-5.4, and Gemini 3.1 Pro have long-context tiers above 272K / 200K input tokens. Copilot code review bills credits plus Actions minutes, and its model is auto-selected.
A GitHub AI credit is the usage-based billing unit for Copilot since June 1, 2026. 1 AI credit = $0.01 USD. Each Copilot interaction consumes input, output, and cached tokens, priced at the per-model rates GitHub publishes, and the resulting dollar amount is converted to credits.
Copilot Pro ($10/mo) includes 1,500 credits per month (1,000 base + 500 flex). Copilot Pro+ ($39/mo) includes 7,000 (3,900 base + 3,100 flex). Copilot Max ($100/mo) includes 20,000 (10,000 + 10,000). Copilot Business includes 1,900 per user and Copilot Enterprise 3,900 per user, pooled at the billing entity, with promotional amounts of 3,000 and 7,000 until September 1, 2026.
No. Code completions and next edit suggestions are not billed in AI credits and remain unlimited on all paid Copilot plans.
On individual plans you either set a budget in USD and pay for additional usage at the same rates ($10 covers 1,000 credits), or wait for the monthly reset. Organizations choose per policy whether usage continues pay-as-you-go or is blocked until the next cycle.
Annual Pro and Pro+ subscribers who stayed on legacy premium-request billing keep the PRU model until their annual plan ends, then the plan auto-downgrades to Copilot Free unless changed. Monthly plans were all moved to AI credits on June 1, 2026.
Paid plans get a 10 percent discount on model costs when using auto model selection in Copilot Chat, Copilot CLI, or the coding agent. The calculator applies this discount when the toggle is on.
This is an independent community tool, not affiliated with GitHub. Estimates only; your bill is computed by GitHub. Rates change as models change, so check the sources for current numbers.
Drop the usage report GitHub emails you and see where the credits went: by model, by day, by SKU. Runs fully in your browser.
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