Copilot Pro vs Copilot Pro+
Copilot Pro ($10/mo) is cheaper than Copilot Pro+ ($39/mo) until about 4,400 AI credits per month, because overage is $0.01 per credit on both. Above that, Copilot Pro+ wins. Verified 2026-07-14.
| Copilot Pro | Copilot Pro+ | |
|---|---|---|
| Price | $10/mo | $39/mo |
| Included credits / month | 1,500 | 7,000 |
| Pooled across seats | No | No |
| Overage rate | $0.01 / credit | $0.01 / credit |
Break-even: 4,400 AI credits per month. Below that, Copilot Pro is cheaper; above it, Copilot Pro+.
Effective monthly cost by usage
| Monthly credits | Copilot Pro | Copilot Pro+ | Cheaper |
|---|---|---|---|
| 1,500 | $10.00 | $39.00 | Copilot Pro |
| 7,000 | $65.00 | $39.00 | Copilot Pro+ |
| 14,000 | $135.00 | $109.00 | Copilot Pro+ |