Copilot Pro+ vs Copilot Max
Copilot Pro+ ($39/mo) is cheaper than Copilot Max ($100/mo) until about 13,100 AI credits per month, because overage is $0.01 per credit on both. Above that, Copilot Max wins. Verified 2026-07-14.
| Copilot Pro+ | Copilot Max | |
|---|---|---|
| Price | $39/mo | $100/mo |
| Included credits / month | 7,000 | 20,000 |
| Pooled across seats | No | No |
| Overage rate | $0.01 / credit | $0.01 / credit |
Break-even: 13,100 AI credits per month. Below that, Copilot Pro+ is cheaper; above it, Copilot Max.
Effective monthly cost by usage
| Monthly credits | Copilot Pro+ | Copilot Max | Cheaper |
|---|---|---|---|
| 7,000 | $39.00 | $100.00 | Copilot Pro+ |
| 20,000 | $169.00 | $100.00 | Copilot Max |
| 40,000 | $369.00 | $300.00 | Copilot Max |