{"name":"dev.rateapi/mcp","namespace":"dev.rateapi","leaf":"mcp","title":"RateAPI — live US mortgage, auto, HELOC, personal & deposit rates","description":"Live US mortgage, auto, HELOC, personal & deposit rates with evidence, plus who can join each lender","verdict":"healthy","reasons":[],"checks":[{"name":"registry status","status":"pass","detail":"active"},{"name":"server.json valid","status":"pass","detail":"validates against its declared JSON Schema"},{"name":"repo reachable","status":"skip","detail":"no repository declared"},{"name":"remote reachable","status":"pass","detail":"HTTP 200 via initialize"},{"name":"MCP conformance","status":"pass","detail":"initialize handshake ok"},{"name":"tools/list","status":"pass","detail":"89 tools: get_financing_decision, list_credit_unions, find_credit_unions_near_zip, find_product_rates_near_zip, get_credit_union, check_membership_eligibility, find_eligible_credit_unions, find_reachable_offers, ..."},{"name":"at least one live entrypoint","status":"pass","detail":"1 alive"},{"name":"spec 2026-07-28","status":"warn","detail":"needs-migration: no server/discover, rejects handshake-free requests, routing headers not enforced"}],"signals":{"repo":{"kind":"none","status":"none"},"packages":null,"remotes":[{"url":"https://mcp.rateapi.dev/mcp","type":"streamable-http","status":"reachable","httpStatus":200,"conformance":"initialize_ok","probe":"initialize","idEchoed":true,"toolsStatus":"ok","toolCount":89,"toolNames":["get_financing_decision","list_credit_unions","find_credit_unions_near_zip","find_product_rates_near_zip","get_credit_union","check_membership_eligibility","find_eligible_credit_unions","find_reachable_offers"],"protocolVersion":"2025-03-26","capabilities":["prompts","resources","tools"],"sessionIssued":false}],"serverJson":{"status":"valid","schema":"https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json"}},"aliveEntrypoints":1,"probedEntrypoints":1,"registryStatus":"active","checkedAt":"2026-09-13","tier":"A","firstSeenCensus":"2026-09-09","url":"https://roninforge.org/data/state-of-mcp/servers/dev.rateapi/mcp/","license":"CC-BY-4.0","licenseUrl":"https://creativecommons.org/licenses/by/4.0/","cite":"RoninForge.org, \"State of MCP: a dated census of the official Model Context Protocol registry\", 2026-09-13. CC BY 4.0. https://roninforge.org/data/state-of-mcp/","dataset":"https://roninforge.org/data/state-of-mcp/","methodology":"https://roninforge.org/data/state-of-mcp/methodology/"}